Preparing for My Future

Daily Banking

Choose to login

Vacant Land Flexi Smart

Versatile features that will help you spend your loan off faster.

With all the freedom of earning prepayment, it is possible to save very well interest right from the start. This shortens your loan tenure, and finally, you’ll own your land faster. For additional convenience, you might also need the flexibleness to withdraw prepayment, also to save you a lot more, Vacant Land Flexi Smart comes without set-up and maintenance fees.

• Vacant Land Flexi Smart

• Vacant Land Flexi Smart

Qualities & Advantages

For domestic, commercial, commercial and agricultural vacant land

Withdrawal and payment convenience

Make prepayment and withdrawal via CIMB Clicks, Contact Centre or any CIMB Bank branches nationwide

Tall margin of funding

• Commercial and installment loans louisiana industrial: as much as 65% + 5% (GMTA/Legal/Valuation)

• Agricultural: Up to 55% + 5% (GMTA/Legal/Valuation)

Freedom of withdrawal

Withdraw prepayment anytime at an inexpensive charge.

Loan tenure

• Res years of age, whichever is early in the day

• Commercial, industrial and agricultural: as much as two decades, or 65 years old, whichever is previously

Group Mortgage Term Assurance (GMTA) could be financed

Save well on revenue whenever you make prepayment which decreases the outstanding principal loan quantity

No processing / put up / upkeep charge

Enjoy more affordability.

Extra Features

• No dedication charges
• Statement – Annually

• Prevailing Rate Of Interest and Default Clause. Please click on this link to learn more.
• For CIMB Prime Banking customer, benefit from the after benefits:
  • Earn 0.1 Bonus aim for every single RM1 financing
  • Preferential rates

Month-to-month Installment Calculator

Pick the timeframe to discover the matching prices per annum.

Eligibility & Requirement

• People aged 18 years and above.

• NRIC photocopy
• Latest three months’ income slide
• Latest EPF statement / Latest three months bank statements showing crediting that is salary
• Purchase & Purchase Agreement / Booking form from designer

• NRIC photocopy
• Company enrollment
• Latest a few months company bank statements
• Latest Form B with income tax payment receipt
• Purchase & Purchase Agreement / Booking form from designer

Costs & Fees

Provider Tax Implementation Taxes on products (including not restricted to solution taxation, indirect fees or withholding taxes), where relevant, because might be imposed because of the national of Malaysia and any fees payable regarding the or arising away from center funding/account is likely to be payable.

Put up charge of RM200.00

Monthly solution fee of RM10.00

Monthly charge that is flexi Non rebated revenue of RM40.00

Monthly solution fee of RM10.00

Monthly charge that is flexi of

Redraw charge of RM25.00** via OTC/Branch/Contact Centre and RM 10.00** via CIMB ticks

**per transaction whatever the quantity withdrawn

For duration as much as 12 months

Front web page – RM 10.00

Extra web web page – RM 2.00

Year for period exceeding 1

Front page – RM 30.00

Extra web web page – RM 2.00

Depending on Stamp Duty Act 1949 (Revised 1989)

I) Letter Provide: RM10.00

Ii) Principal Document: RM5.00 for virtually any RM1,000.00